Purchasing a Medicare Advantage Plan is another way to get your Medicare Part A, Part B, and sometimes Part D plans. A Medicare Advantage Plan is also referred to as Medicare Part C. The Advantage Plans are provided by private insurance companies that have contracted with Medicare to offer medical services at an agreed-upon price.
Most Medicare Advantage Plans in Kentucky cover the following services:
- Some mental health services
- Inpatient hospital stays
- Hospice care
- Doctor’s visits
- Short-term stays at skilled nursing facilities
- Some home health care
- Lab tests, blood work, and x-rays
- Durable medical equipment
- Preventative care
Some of the plans will cover additional services, such as dental care, vision and hearing care, prescription drugs, transportation to doctor’s appointments, gym memberships, and home meal delivery after an inpatient hospital stay.
Most Common Types of Medicare Advantage Plans in Kentucky
- HMO
- PPO
- Private Fee For Service (PFFS)
- Special Needs Plan (SNP)
Medicare Part C Related Articles
Understanding The Differences Between Medicare Supplement Plans and Medicare Advantage Plans in the State of Kentucky
Part A and B do not cover copayments, coinsurance, or deductibles, and they also do not cover certain benefits such as dental care, vision care, prescription drugs, or overseas emergency care. Seniors in Kentucky who only have Original Medicare can find themselves paying thousands of dollars every year out of pocket.
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